Terms and Conditions

Last updated: January 2026

Welcome to Kognitiva. These Terms and Conditions ("Terms") govern your access to and use of our platform and services. By using Kognitiva, you agree to be bound by these Terms. If you do not agree with these Terms, do not use the service.

1. Acceptance of Terms

By creating an account or using Kognitiva, you acknowledge that you have read and understood these Terms and our Privacy Policy, and that you agree to be bound by both. These Terms form a legally binding agreement between you and Kognitiva.

If you use Kognitiva on behalf of an organization, you represent that you have the authority to bind that organization to these Terms. In that case, references to "you" or "your" apply to both you and that organization.

2. Service Description

Kognitiva is an educational platform designed to help users develop skills related to critical thinking, focus, and decision-making. Features may include:

  • Access to courses and learning materials
  • Interactive activities and practice tools
  • AI-driven evaluation and feedback
  • Progress tracking
  • User profiles and personalized recommendations

These features may evolve over time.

3. User Accounts

3.1 Account Registration

To access certain features, you must create an account. You agree to:

  • Provide accurate and current information during registration
  • Maintain and update your information as needed
  • Keep your account credentials secure
  • Accept responsibility for activities that occur under your account
  • Notify us promptly of any unauthorized access

3.2 Eligibility

You must be at least 13 years old to create an account. If you are under 18, you represent that you have parental or guardian consent. We may request verification of age and may suspend accounts that do not meet eligibility requirements.

3.3 Account Suspension or Termination

We may suspend or terminate accounts at our discretion for reasons including violations of these Terms or suspected fraudulent or harmful activity.

4. User Conduct

Users are expected to use Kognitiva responsibly and in compliance with applicable laws. You agree not to:

  • Violate any applicable law or regulation
  • Infringe the rights of others, including intellectual property rights
  • Interfere with system security or attempt unauthorized access
  • Introduce viruses or harmful code
  • Use automated tools to access the service without permission
  • Impersonate another person or entity
  • Scrape or collect information about users without consent

Violations may result in account termination and potential legal action.

5. Intellectual Property

5.1 Ownership

All content and functionality on Kognitiva including text, graphics, logos, images, audio, video, software, and overall design are owned by Kognitiva or licensed from third parties. They are protected by intellectual property laws.

5.2 License to Use

Subject to compliance with these Terms, Kognitiva grants a limited, non-exclusive, non-transferable, revocable license to access and use the platform for personal, non-commercial educational purposes.

You may not:

  • Copy, modify, or create derivative works of content
  • Use content for commercial purposes without written permission
  • Remove proprietary notices
  • Reverse engineer or attempt to extract source code

5.3 User Content

Users retain ownership of content they submit to Kognitiva. By submitting content, you grant us a worldwide, royalty-free, irrevocable license to use, reproduce, modify, and distribute that content for the purpose of operating and improving the service.

6. Privacy

Use of the platform is subject to our Privacy Policy, which explains how personal information is collected and used. By using Kognitiva, you consent to those practices.

7. Payment and Billing

7.1 Fees

Certain features may require payment. Fees and currency are disclosed at the time of purchase. You agree to pay all applicable charges.

7.2 Payment Processing

Payments are processed through third-party providers. By making a purchase, you agree to their terms. Kognitiva is not responsible for processing errors beyond our control.

7.3 Refunds

Refund policies, if applicable, will be stated at purchase. Refund eligibility may vary by jurisdiction and will be handled on a case-by-case basis consistent with consumer protection laws.

8. Disclaimers

Kognitiva is provided on an "as is" and "as available" basis without warranties of any kind. We do not guarantee that:

  • The service will be uninterrupted or error-free
  • Defects will be corrected
  • The service is free from harmful components
  • Results will meet user expectations

To the fullest extent permitted by law, we disclaim implied warranties including merchantability, fitness for a particular purpose, and non-infringement.

9. Limitation of Liability

To the maximum extent permitted by law, Kognitiva and its personnel will not be liable for indirect, incidental, special, consequential, or punitive damages including:

  • Loss of profits or data
  • Inability to use the service
  • Unauthorized access or data alterations
  • Third-party conduct

Total cumulative liability for claims arising from these Terms will not exceed the amount paid by you to Kognitiva in the twelve months preceding the claim or one hundred dollars, whichever is greater.

10. Indemnification

You agree to indemnify and hold harmless Kognitiva and its personnel from claims, damages, and expenses arising from:

  • Your use of the service
  • Your violation of these Terms
  • Your violation of third-party rights
  • Claims related to your submitted content

11. Modifications to Terms

We may update these Terms at any time. We will notify users of material changes by posting updated Terms and revising the update date. Continued use after changes indicates acceptance. If you do not agree, you must stop using the service.

12. Termination

You may close your account at any time. We may suspend or terminate accounts without prior notice for reasons including violations of Terms, fraudulent activity, or legal requirements. Upon termination, rights to use the platform end immediately. Sections that logically survive termination will remain in effect.

13. Governing Law and Dispute Resolution

13.1 Governing Law

These Terms are governed by the laws of the United States without regard to conflict of law rules.

13.2 Dispute Resolution

Disputes arising from these Terms will be resolved through binding arbitration in accordance with the rules of the American Arbitration Association except where prohibited by law. Users waive the right to a jury trial and agree to resolve claims individually. Either party may seek injunctive relief to protect intellectual property or prevent irreparable harm.

14. Miscellaneous

14.1 Entire Agreement

These Terms and our Privacy Policy represent the entire agreement between you and Kognitiva regarding the service.

14.2 Severability

If a provision is held invalid, the remaining provisions remain in full effect.

14.3 Waiver

Failure to enforce any provision is not a waiver of that provision.

14.4 Assignment

You may not assign rights or obligations under these Terms without written consent. Kognitiva may assign these Terms without restriction.

14.5 Contact Information

If you have questions about these Terms, contact:

Kognitiva Email: support@trykognitiva.com

By using Kognitiva, you confirm that you have read, understood, and agree to these Terms and Conditions.